HealthCare Reform Passed: FUCKED
- Thread starter VanD
- Start date
Interesting logic.
This is really some stupid shit... if people had a real problem with this, they could of pushed for more regulations on insurance companies, and doctors on the state level... Now we're forced with more government control... This is what happens when you live in a society where everyone's fuckin' scared... scared of losin' money, losin' their house, and losin' their life... What the fuck are these clowns thinkin'?
There's really no difference, except instead of havin' all these different companies to choose from, and rates stayin' as low as they are... It will be eventually cut down to one, which could raise rates through the roof and rape us... That's why I say regulation was needed, but only at the state level, as our constitution states...
SO MUCH FOR YOUR FUCKING "CHANGE" NOW HUH!
THIS IS BULLSHIT,..FUCK OBAMA MAN,...TOLD YALL NOT TO VOTE FOR HIS ASS!,..NOW LOOK WUT HAPPEND!,..ITS ALL APART OF AN AGENDA THEYRE TRYING TO DO !,..WHICH IS LIKE HOMIE SAID,THEY WANNA CONTROL EVERYTHING!,..THEY STARTED WITH THE WAR FOR OIL RESERVES(THE #1 THING),NEXT WAS HOUSING AND THEN AUTOMOBILE COMPANYS,NOW THIS MEDICAL BILL!,..I BET WUTEVERS NEXT THAT MAKES BIG MONEY THEYRE GONNA GET INVOLVED IN ALSO!..WHICH I THINK WILL BE EDUCATION!...MORE GOVERMENT PROGRAMS ARE GONNA BE AFFILIATED WITH SCHOOL SYSTEMS!JMO!..LIKE TELLING OUR KIDS WUT AND HOW TO EAT AND SHIT LIKE THAT!....NATIONAL I.DS,..MICRO CHIPPED PASSPORTS,LIL BY LIL THEYRE GETTING IT DONE!,..WHO KNOWS WUT OBAMAS GONNA DO NEXT!...I THINK THIS IS THE REASON THEY PUT A BLACK MAN IN THE FORE FRONT!,...BUSH STARTED IT WITH THE WAR,..NOW THE GOVERNMENT HAS A BLACK DUDE MAKING MOVES,SO IN THE LONG WRONG WHEN SHITS FUCKED UP FOR GOOD,.. THEY CAN JUST BLAME THE BLACK GUY FOR MESSING IT ALL UP!....AND ACT LIKE IT WASNT THEYRE FAULT,..BUT BY THEN IT WILL BE TOO LATE!,..OBAMA WILL BE ANOTHER BUSH TYPE PUPPET,BUT BY THEN,..THEYLL RUN EVERYTHING!,..IN TIME!
OBAMA=IMPEACH!.....WITH THE QUICKNESS,LIKE MICHAEL COOPER!
THIS IS BULLSHIT,..FUCK OBAMA MAN,...TOLD YALL NOT TO VOTE FOR HIS ASS!,..NOW LOOK WUT HAPPEND!,..ITS ALL APART OF AN AGENDA THEYRE TRYING TO DO !,..WHICH IS LIKE HOMIE SAID,THEY WANNA CONTROL EVERYTHING!,..THEY STARTED WITH THE WAR FOR OIL RESERVES(THE #1 THING),NEXT WAS HOUSING AND THEN AUTOMOBILE COMPANYS,NOW THIS MEDICAL BILL!,..I BET WUTEVERS NEXT THAT MAKES BIG MONEY THEYRE GONNA GET INVOLVED IN ALSO!..WHICH I THINK WILL BE EDUCATION!...MORE GOVERMENT PROGRAMS ARE GONNA BE AFFILIATED WITH SCHOOL SYSTEMS!JMO!..LIKE TELLING OUR KIDS WUT AND HOW TO EAT AND SHIT LIKE THAT!....NATIONAL I.DS,..MICRO CHIPPED PASSPORTS,LIL BY LIL THEYRE GETTING IT DONE!,..WHO KNOWS WUT OBAMAS GONNA DO NEXT!...I THINK THIS IS THE REASON THEY PUT A BLACK MAN IN THE FORE FRONT!,...BUSH STARTED IT WITH THE WAR,..NOW THE GOVERNMENT HAS A BLACK DUDE MAKING MOVES,SO IN THE LONG WRONG WHEN SHITS FUCKED UP FOR GOOD,.. THEY CAN JUST BLAME THE BLACK GUY FOR MESSING IT ALL UP!....AND ACT LIKE IT WASNT THEYRE FAULT,..BUT BY THEN IT WILL BE TOO LATE!,..OBAMA WILL BE ANOTHER BUSH TYPE PUPPET,BUT BY THEN,..THEYLL RUN EVERYTHING!,..IN TIME!
OBAMA=IMPEACH!.....WITH THE QUICKNESS,LIKE MICHAEL COOPER!
Myth 3: The bill will significantly bring down insurance premiums for most Americans.
Fact: The bill will not bring down premiums significantly, and certainly not the $2,500/year that President Obama promised during his campaign.
Annual premiums in 2016: status quo / with bill:
Small group market, single: $7,800 / $7,800
Small group market, family: $19,3oo / $19,200
Large Group market, single: $7,400 / $7,300
Large group market, family: $21,100 / $21,300
Individual market, single: $5,500 / $5,800
Individual market, family: $13,100 / $15,200
(The cost of premiums in the individual market goes up somewhat due to subsidies and mandates of better coverage. The CBO assumes that cost of individual policies goes down 7-10%, and that people will buy more generous policies.)
Myth 4: The bill will make health care affordable for middle class Americans.
Fact: The bill will impose a financial hardship on middle class Americans who will be forced to buy a product that they can't afford to use.
A family of four making $66,370 will be forced to pay $5,243 per year for insurance. After basic necessities, this leaves them with $8,307 in discretionary income -- out of which they would have to cover clothing, credit card and other debt, child care and education costs, in addition to $5,882 in annual out-of-pocket medical expenses for which families will be responsible.
Myth 5: This plan is similar to the Massachusetts plan, which makes health care affordable.
Fact: Many Massachusetts residents forgo health care because they can't afford it. A 2009 study by the state of Massachusetts found that:
21% of residents forgo medical treatment because they can't afford it, including 12% of children
18% have health insurance but can't afford to use it
Myth 9: This bill employs nearly every cost control idea available to bring down costs.
Fact: This bill does not bring down costs and leaves out nearly every key cost control measure, including:
Public Option ($25-$110 billion)
Medicare buy-in
Drug re-importation ($19 billion)
Medicare drug price negotiation ($300 billion)
Shorter pathway to generic biologics ($71 billion)
Myth 11: The bill "bends the cost curve" on health care.
Fact: "Bends the cost curve" is a misleading and trivial claim, as the U.S. would still spend far more for care than other advanced countries.
In 2009, health care costs were 17.3% of GDP.
Annual cost of health care in 2019, status quo: $4,670.6 billion (20.8% of GDP)
Annual cost of health care in 2019, Senate bill: $4,693.5 billion (20.9% of GDP)
Myth 15: This bill will stop insurance companies from hiking rates 30%-40% per year.
Fact: This bill does not limit insurance company rate hikes. Private insurers continue to be exempt from anti-trust laws, and are free to raise rates without fear of competition in many areas of the country.
Myth 16: When the bill passes, people will begin receiving benefits under this bill immediately
Fact: Most provisions in this bill, such as an end to the ban on pre-existing conditions for adults, do not take effect until 2014.
Six months from the date of passage, children could not be excluded from coverage due to pre-existing conditions, though insurance companies could charge more to cover them. Children would also be allowed to stay on their parents' plans until age 26. There will be an elimination of lifetime coverage limits, a high risk pool for those who have been uninsured for more than 6 months, and community health centers will start receiving money.
Myth 18: The bill will end medical bankruptcy and provide all Americans with peace of mind.
Fact: Most people with medical bankruptcies already have insurance, and out-of-pocket expenses will continue to be a burden on the middle class.
In 2009, 1.5 million Americans declared bankruptcy
Of those, 62% were medically related
Three-quarters of those had health insurance
The Obama bill leaves 24 million without insurance
The maximum yearly out-of-pocket limit for a family will be $11,900 (PDF) on top of premiums
A family with serious medical problems that last for a few years could easily be financially crushed by medical costs
Real health care reform is needed. But this bill falls short of that on many levels.
Fact: The bill will not bring down premiums significantly, and certainly not the $2,500/year that President Obama promised during his campaign.
Annual premiums in 2016: status quo / with bill:
Small group market, single: $7,800 / $7,800
Small group market, family: $19,3oo / $19,200
Large Group market, single: $7,400 / $7,300
Large group market, family: $21,100 / $21,300
Individual market, single: $5,500 / $5,800
Individual market, family: $13,100 / $15,200
(The cost of premiums in the individual market goes up somewhat due to subsidies and mandates of better coverage. The CBO assumes that cost of individual policies goes down 7-10%, and that people will buy more generous policies.)
Myth 4: The bill will make health care affordable for middle class Americans.
Fact: The bill will impose a financial hardship on middle class Americans who will be forced to buy a product that they can't afford to use.
A family of four making $66,370 will be forced to pay $5,243 per year for insurance. After basic necessities, this leaves them with $8,307 in discretionary income -- out of which they would have to cover clothing, credit card and other debt, child care and education costs, in addition to $5,882 in annual out-of-pocket medical expenses for which families will be responsible.
Myth 5: This plan is similar to the Massachusetts plan, which makes health care affordable.
Fact: Many Massachusetts residents forgo health care because they can't afford it. A 2009 study by the state of Massachusetts found that:
21% of residents forgo medical treatment because they can't afford it, including 12% of children
18% have health insurance but can't afford to use it
Myth 9: This bill employs nearly every cost control idea available to bring down costs.
Fact: This bill does not bring down costs and leaves out nearly every key cost control measure, including:
Public Option ($25-$110 billion)
Medicare buy-in
Drug re-importation ($19 billion)
Medicare drug price negotiation ($300 billion)
Shorter pathway to generic biologics ($71 billion)
Myth 11: The bill "bends the cost curve" on health care.
Fact: "Bends the cost curve" is a misleading and trivial claim, as the U.S. would still spend far more for care than other advanced countries.
In 2009, health care costs were 17.3% of GDP.
Annual cost of health care in 2019, status quo: $4,670.6 billion (20.8% of GDP)
Annual cost of health care in 2019, Senate bill: $4,693.5 billion (20.9% of GDP)
Myth 15: This bill will stop insurance companies from hiking rates 30%-40% per year.
Fact: This bill does not limit insurance company rate hikes. Private insurers continue to be exempt from anti-trust laws, and are free to raise rates without fear of competition in many areas of the country.
Myth 16: When the bill passes, people will begin receiving benefits under this bill immediately
Fact: Most provisions in this bill, such as an end to the ban on pre-existing conditions for adults, do not take effect until 2014.
Six months from the date of passage, children could not be excluded from coverage due to pre-existing conditions, though insurance companies could charge more to cover them. Children would also be allowed to stay on their parents' plans until age 26. There will be an elimination of lifetime coverage limits, a high risk pool for those who have been uninsured for more than 6 months, and community health centers will start receiving money.
Myth 18: The bill will end medical bankruptcy and provide all Americans with peace of mind.
Fact: Most people with medical bankruptcies already have insurance, and out-of-pocket expenses will continue to be a burden on the middle class.
In 2009, 1.5 million Americans declared bankruptcy
Of those, 62% were medically related
Three-quarters of those had health insurance
The Obama bill leaves 24 million without insurance
The maximum yearly out-of-pocket limit for a family will be $11,900 (PDF) on top of premiums
A family with serious medical problems that last for a few years could easily be financially crushed by medical costs
Real health care reform is needed. But this bill falls short of that on many levels.