FUCK A BANK!!!! Share your stories
- Thread starter M BUTCHER 206
- Start date
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Debit is always real time. If you paid at the pump, the gas station put a temporary hold on your card. To prevent that in the future, pay at the cashier.
I work in a gas station, and have to deal with people constantly coming in with only $5 or whatever left on their card wondering why the pump won't accept their card.
Debit is always real time. If you paid at the pump, the gas station put a temporary hold on your card. To prevent that in the future, pay at the cashier.
I work in a gas station, and have to deal with people constantly coming in with only $5 or whatever left on their card wondering why the pump won't accept their card.
so....what you learned is to MONITOR YOUR OWN BANK ACCOUNT AND NOT LISTEN TO SOME DUMB BITCH WHO GOT THAT JOB OUT OF HIGH SCHOOL FOR SUCKING THE MANAGERS COCK!
Don't listen to them, they don't know SHIT. I have NEVER believed what they tell me. Plus, those charges may not show up, so they won't know, so they can't give you an accurate answer.
I hate to say it, but you fucked yourself, the bank has nothing to do with it, besides the fact you keep insufficient funds in your account there. lol......
I'm not trying to be a dick but how the fuck are you gonna talk shit about the bank when it's YOUR money, YOUR account, YOUR responsibility when it comes down to it.
They aren't there to hold your hand. They're there to take your money, and give it to you when you ask....if you have it.
So either keep $100 in there or don't use the debit card, ever.
Don't listen to them, they don't know SHIT. I have NEVER believed what they tell me. Plus, those charges may not show up, so they won't know, so they can't give you an accurate answer.
I hate to say it, but you fucked yourself, the bank has nothing to do with it, besides the fact you keep insufficient funds in your account there. lol......
I'm not trying to be a dick but how the fuck are you gonna talk shit about the bank when it's YOUR money, YOUR account, YOUR responsibility when it comes down to it.
They aren't there to hold your hand. They're there to take your money, and give it to you when you ask....if you have it.
So either keep $100 in there or don't use the debit card, ever.
you got wamu? cause butcher does...so do i......
they're gay there. but all banks are gay cause they do the same shit.
mine says the full amount pending usually with an hour or two of when i make the purchase...sometimes it takes 4-5 days to go through though...
which actually pisses me off cause then i have to remember what i bought....but then again, that's the responsibility we hold. c'est la vie.
they're gay there. but all banks are gay cause they do the same shit.
mine says the full amount pending usually with an hour or two of when i make the purchase...sometimes it takes 4-5 days to go through though...
which actually pisses me off cause then i have to remember what i bought....but then again, that's the responsibility we hold. c'est la vie.
bank of america is a shitty ass bank, but atleast their shit shows up online AS SOON as you use the card, except when its acredit charge and not debit. chase on the other hand takes days/a week till even a debit charge shows up, its bull shiet mayne. if chase didnt have the best customer service ive had so far banking wise, i woulda smashed on em along time ago.
yeah i feel it, you dont have to pull any punches, i already coughed up the money and acknowledged i slipped once again. but i learned it was 100% real time no matter their stupid pending bullshit, and the teller was able to see that charge when i was standing in front of them figuring it all out, and could have put the money in. im talking shit because they could have simply told me the truth about my account, instead of flat out lieing to me to my face and then later telling me oh well, its your fault, pay up.
this real-time/ pending system is obviously bullshit an unacceptable to me regardless, if everything USED to be real-time, everything STILL IS real-time, yet they flat out lie and say shit like "well sometimes it takes up to 5 days to process blah blah" and purposely put holds on there, BULLSHIT, not debit card transactions, credit card transactions i understand, but not these debit card ones.
and you said it yourself, sometimes you spend and because of the holds not showing up for days you might forget what you spent. i feel these holds are purposely put there because of this precise reason, and regardless of how much of this is your responsibility or not, this kind of thing makes you raise your eyebrows and wonder when it changed and why this is accepted
this real-time/ pending system is obviously bullshit an unacceptable to me regardless, if everything USED to be real-time, everything STILL IS real-time, yet they flat out lie and say shit like "well sometimes it takes up to 5 days to process blah blah" and purposely put holds on there, BULLSHIT, not debit card transactions, credit card transactions i understand, but not these debit card ones.
and you said it yourself, sometimes you spend and because of the holds not showing up for days you might forget what you spent. i feel these holds are purposely put there because of this precise reason, and regardless of how much of this is your responsibility or not, this kind of thing makes you raise your eyebrows and wonder when it changed and why this is accepted
yea thats bullshit you overdraft 2 cents and you get charged $30 thats bullshit..i used to use wamu just to cash my check and never deposit money,these fuckers charge a damn 5$ fee every month if u dont have money in your account so after the first month they where talkin bout putting a hold on my check cuz i was over drafted i went off and made them cash my shit and i put 20$ in my account fuckin bullshit they should've told me from the get go they charge a fee for having no money in it..
and thats the logic of the bank. they charge you, and if you dont have money, which is why you were charged in the first place, they charge you again for not having the money to pay the first charge. banks are obviously not for people with low amounts of money. even if you had 100,000 in there for a year, theyd still only give you 100$ interest. with inflation, you lose money because that 100,100 is no longer worth what that 100,000 was the year before. i guarantee you the would make more than 100$ off of investing and manipulating that capital of yours. they even pay you a few pennies more to put it into a c.d. where youre basically saying "heres some money, you have exactly 1 yr to flip it, go!" they will punish you more heavily for trying to use your money in this situation. the banks seem to use your money to make them insanely rich, and the poorer you are, the more you have to pay. and then where does it all go? into outrageous executive bonuses and private jets.
only read first few paragraphs and didnt bother reading replies.
but as far as wells fargo.
most times you purchase gas on Debit card it shows pending as a $1 (they want to verify its an open account and able to take money) and then the real amount will hit WHEN THAT MERCHANT CLOSES THERE BATCH.
the real question is why the fuck are you purchasing when you dont have money in your account. it doesnt matter if its just a few hours. if you dont have the money dont spend it. simple as that.
banks are business - they make money off fee's and interest.
but as far as wells fargo.
most times you purchase gas on Debit card it shows pending as a $1 (they want to verify its an open account and able to take money) and then the real amount will hit WHEN THAT MERCHANT CLOSES THERE BATCH.
the real question is why the fuck are you purchasing when you dont have money in your account. it doesnt matter if its just a few hours. if you dont have the money dont spend it. simple as that.
banks are business - they make money off fee's and interest.