i agree with the first one, the second one not so much.
I used to do the same shit, i would get my money buy what i needed and put the rest in the bank, but then i would walk around the mall and shit no havin any money but still havin my card on me, so when i was savin i would be like " i got to save but i hella wanna get this" so i would just cash out knowin i shouldnt, so once i realized i fucked up to many times i just cash my check and threw it in a safe at my house that why i got no way of gettin it. I threw like 50 bucks in the bank just incase i really really needed it. shit worked good, i stacked a fatass amount and blew it all away on mexico then i lost my job
lol