Lol, dude, do you really think you're the single smartest person on this website? Or maybe theres a reason why NOT A SINGLE PERSON on here is buying this scam...
i gave a quick look over the website and it appears the only information they give you is provided via videos which is ridiculous in and of itself.
I saw the mention of waiting 45 days to get your cashback, but the website is talking about retirement. So where are they putting your cashback from spending money through them? Do they just hold it in your own personal xtraplan account which you are free to withdraw from after 45 days or do they put your cashback savings into a retirement account? If they put it into a retirement account, what kind of account and who is it through? But regardless of where it goes, allowing this company to handle any of your money is plain stupid.