I'm a Tony Margarito fan, but he's just not the same when he's unable to physically impose his will on someone, which has happened most of the times that he's fought guys his size. Tony definitely won't be able to just walk through Clottey's punches like he did with Cotto.
I voted for a Margarito stoppage though, just because I feel like he's got the confidence and momentum on his side. He'll be able to get to the body of Clotty, who likes to hold his hands fairly high...and he'll do it in the early rounds. Money in the bank !
Go Tony !