I've literally never had a good experience loaning people money. Quit doing it years ago.
I hate the sob stories about how down and out they are too when everybody that asks me spends their money on outlandish bullshit.
Still remember when I was in the Army and another soldier quit being my friend because I wouldn't loan him money, bitch you're only a private first class that doesn't make much money with 3 kids and you're the one that decided to finance a $40,000 SRT8 Charger, finance a living room and bedroom set and finance a 55 inch Sony Vaio TV talmbout "I can't pay my bills".
Sorry for the mini rant but
@Snakegang
's story got me thinking of how many useless people there are out there trying to take advantage of good people's kindness.