Was a 743 then closed a cc acct I had for 27 years, which cut my credit card credit down 20% so they dropped me to a 693
yikes lol
the same shits probably going to happen to me as soon as that balance gets paid out.
seems kind of stupid though. "oh you need a couple grand? we'll open this line of credit for like $15k for you and spike your credit up then when you pay it off we'll close it out and it'll drop back down" lol.
or does it just stay there available to me? that wouldn't make sense either.
fucking stupid ass credit. i only started building it up mainly to be able to get good student loan rates and possibly buy a house in the future, and it seems like most credit card company student loans are predatory that say they'll offer lower than the standard 4-5% interest from those subsidized and stafford student loans, but i was reading even if you have a high excellent credit rating theyll still try and get you for like 12% APR saying you dont qualify. i need to start applying for scholarships and playing the lotto / megamillions / powerball