Does anyone here fuck with Chase bank...

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Zer0.MediA

Zer0.MediA

Sicc OG
#1
Nov 14, 2002
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#1
... and have you noticed that all of a sudden if you use a non-chase ATM they charge you 2 bucks on top of the 2 bucks the ATM charges you?

The charges began last month on the 4th for me (out of nowhere... I was never notified of new fees), and I just overdrafted the little bit that I had in my account by 30 cents because they decided on the 7th of this month to hit me with like 20 dollars in "Non-Chase ATM fees" on top of any debit charges I incurred.

I sent them a mail about it, but I'm sure they won't bother to give me any cash back, let alone a decent answer.. The overdraft is 35 bucks (for 30 fuckin cents), plus over the past month I must have like 50 dollars in "Non-Chase fees".

It's fucking Christmas, nobody can get a fuckin' job, and they're hitting up poor fucks like me for 35 bucks? If I could afford 35 fucking dollars to spend on NOTHING, then I probably wouldn't have overdrafted in the first place.


Anyhow does anyone have decent info on why they're charging this fee all of a sudden? Am I the only one this has happened to?
 
4SidedLie

4SidedLie

Sicc OG
#2
Jul 4, 2009
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#2
I never fuck with non chase atm's I dont have the money to waste $2-3 fuck all that.
Ive never heard of a non chase atm fee, maybe if you go to a branch and talk to a manager he or she will be able to get the charges off your account, dont call their CS cause they're notorious for not listening to you and hanging up
 
Zer0.MediA

Zer0.MediA

Sicc OG
#4
Nov 14, 2002
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#4
I'd go to a Chase ATM every time, but the local Quik-E-Mart is right across the street, where the nearest branch is a minute away, and I don't drive.

The sad part is, I've told them I'd just go find another bank and they honestly don't give two fucks what you do at this point, considering they're getting free money from Obama and still fuckin' poor motherfuckers on 35 dollars. On top of that, now they're getting an extra 2 bucks from me to use a fuckin' atm. That's like 4 dollars I have to pay just to take out a 20.

It's like "Oh you're so broke you can't pay for shit? That'll cost you 35 dollars."

How about instead of overdrafting, they just deny the fuckin' transaction?
 
drewski.kalonji

drewski.kalonji

Shark Finning & Grinning
#5
May 17, 2002
5,083
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Murky Bay Waters, CA
#5
damn that sucks about the two cents story.

but i think the 2 dollar fee on top of the 2 bucks that the atm charges is pretty much common place with most banks. Always been that way with BofA. Only time I do that is if I'm real drunk at a bar or club lol always regret the next day too.

Just heard of someone being charged from Verizon because they paid with cash and not card or check. I mean wtf is this world coming to?
 
Zer0.MediA

Zer0.MediA

Sicc OG
#7
Nov 14, 2002
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#7
NY Senate is looking to pass a law to change that... Too bad that doesn't help me NOW. When the NY government is calling bullshit on banks, you know something is fucked up.

Oh and does it still cost only 35 to go over 350 if I do it all at one store? LoL.

but i think the 2 dollar fee on top of the 2 bucks that the atm charges is pretty much common place with most banks. Always been that way with BofA. Only time I do that is if I'm real drunk at a bar or club lol always regret the next day too.
Click to expand...
Well what's annoying to me in the first place, is that I never signed up with chase to begin with. I'm a Wamu customer. I got thrown to Chase when they bought out Wamu. And even then... I've been with Chase for maybe half a year now and they didn't start charging that shit until a month ago. I just feel like I'm being fucked, and I'm not usually like that. If I overdraft, well my bad... but this seems like a fuckin' cell phone scam or some shit.
 
4SidedLie

4SidedLie

Sicc OG
#9
Jul 4, 2009
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#9
The overdraft fee charges you each transaction you make when your negative say your negative a dollar right now, you get some gas for 25, they charge you 25 then 35
you go to Walmart and spend 100 they charge you that 100 then another 35 you catch my drift?
call CS and speak to a manager or like I said in a post before go to a branch, Ill tell you that youll have better luck going to a branch
if you want anything done in this world you have to do things in person.
 
Zer0.MediA

Zer0.MediA

Sicc OG
#10
Nov 14, 2002
15,455
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#10
I'm just not understanding why this happened all of a sudden when I've been with them for a while now. I looked back months and they were never charging me fees for non-chase.

Also, you're supposed to keep track of how many times you use an ATM so you can calculate how much they're going to hit you up for at the beginning of the month? Then why bother wasting the paper printing out a receipt telling you your remaining balance? LoL.

AAAAAAAAAAND!! Instead of charging me on the first of the month, or even the first week of the month, they waited untill the first Monday of the month. Why not the first business day?
 
Zer0.MediA

Zer0.MediA

Sicc OG
#13
Nov 14, 2002
15,455
537
113
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#13
The worst part about banks is that there's no direct connection between you and either the teller you are talking to, or the person on the other end of the phone. At the end of the day, they have their own fuckin' problems and they get paid either way, so they could give a fuck if you have rent to pay or can't pay for a fuckin' Christmas tree, let alone gifts to put under that shit.

When you have computers calculating everything, there's nobody to yell at. It really puts the consumer at a disadvantage. I'm not the type of dude to bust some other guys balls when I know he could give a fuck, because I've been in that situation. I know it sucks when you have someone in your fuckin' ear about some problem that not only did you have nothing to do with, but you have absolutely no control over.

I'm fuckin' bummed about this whole situation.
 
4SidedLie

4SidedLie

Sicc OG
#16
Jul 4, 2009
6,525
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#16
With this one bank, I cant rememeber the name, they charge you 1% of what you overdrafted and they dont keep charging you like 5/3 does.
say you overdraft 10 dollars, you only get charged a dollar.
It would really help if I rememebered the name though, but I remember this much and thats all that matters.
 
D

DFW

Member
#19
Jan 13, 2009
74
0
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#19
Zer0.MediA said:
... and have you noticed that all of a sudden if you use a non-chase ATM they charge you 2 bucks on top of the 2 bucks the ATM charges you?

The charges began last month on the 4th for me (out of nowhere... I was never notified of new fees), and I just overdrafted the little bit that I had in my account by 30 cents because they decided on the 7th of this month to hit me with like 20 dollars in "Non-Chase ATM fees" on top of any debit charges I incurred.

I sent them a mail about it, but I'm sure they won't bother to give me any cash back, let alone a decent answer.. The overdraft is 35 bucks (for 30 fuckin cents), plus over the past month I must have like 50 dollars in "Non-Chase fees".

It's fucking Christmas, nobody can get a fuckin' job, and they're hitting up poor fucks like me for 35 bucks? If I could afford 35 fucking dollars to spend on NOTHING, then I probably wouldn't have overdrafted in the first place.


Anyhow does anyone have decent info on why they're charging this fee all of a sudden? Am I the only one this has happened to?
Click to expand...
I used to work for Chase doin telephone banking. that 2 dollar nonchase atm fee was always there. And theres no point talkin to the managers or branch about overdraft. customers get one courtesy refund up to 70 each year. and not even a manager is going to refund you extra unless its from a bank error.
 
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