COLLECTION CALLS... POST UR STORY

[2-0-Sixx]

I work for a collection agency...dont make me sick my collectors on all you Siccness rejects!

yeah but I thought you're the tech guy.

 

[Fucky McFuckerson]

yeah but I thought you're the tech guy.

I am...but i can still get em to do shit for me. I had them call someone who owed me money once and scare the shit out of em. Yes, it was illegal.

 

[Mr. Nice Guy]

Nope, I've never been late on a credit card balance or even been charged interest in that case. If I buy it on the card I make sure I can pay for it in time.

Co-sign on that.

The only reason I even have the bitch is for the airline miles.

 

[Mayson]

LOL I'm making collection calls as I read this thread.

 

[2-0-Sixx]

I am...but i can still get em to do shit for me. I had them call someone who owed me money once and scare the shit out of em. Yes, it was illegal.

lol, that's tight. So uh, can you also make some ones debt disappear too?

 

[short]

think i owe $1000 on a at&t cell bill.....what happened was that my phone fucked up and broke....forgot to get insurance on it so i got another 1....that one fucked up and i aint had no insurance on that.....there chargin me the full price for each phone....as well as whatever the fuck the cell phone bill is for 6 months lol....ima just send in $30 a month or some shit

 

[ClickClack]

DAMN, DIDN'T THINK THIS MANY PPL WOULD HAVE BAD CREDIT..WTF IS WRONG W/ PPL..WHATS UR GUY'S CREDIT LIMIT?

 

[Fucky McFuckerson]

lol, that's tight. So uh, can you also make some ones debt disappear too?

No becuase even though debts get turned over to an agency, the client still has the account in their system, so even if you deleted it out of our systm, it would still be in the orginal client's databgase, and they would want to know why it has not been worked or collected on.

 

[short]

i have zero credit last time i checked

 

[The Duke of Earl]

i owe some money , i told dude yeah i have no money or job i cant pay you .....................click he hang up

 

[MKB]

If anyone wants to get their shit taken care of, holler at me I can give you tips on working a good deal.

when i'm calls I'm usually pretty courtious to people unless they automatically are assholes to me even still i try to diffuse that shit because angry people rarly pay unless you have them trapped in some kind of family fraud deal. Those are the best, they always pay and they pay big. i saw a chick get 40 grand off one account off one of those. Its almost always a shady woman scamming her husbund too.

Even though im not in collections what can you recommend for dealing with fucked up credit card companies? I have a Target card that was upgraded to a Visa and I just got it below the limit but in the last two months of college I couldn't pay the bill so it says on my credit report that I was 60 days late and on top of that they upped my APR to 26%. When I got a job a few months back I called all my credit card companies and tried to sort everything out but Target would not negotiate on anything they just said that you have to have 12 months of on time payments to drop the APR and they couldn't remove the late payment from my report even though I had anther company do both of these things for me on a different card.

Then Washington Mutual closed my credit card account because a payment that my Mom made on my card got returned even though I was never late on a payment and I even made another payment that same month but it just seems like they were looking for reasons to close accounts with the way the economy is right now and since my credit sucks right now I was higher risk. I learned my lesson though I should have just taken a private student loan and my APR would be much lower and I probably wouldn't have messed my credit up but im trying to get everything straight now so that I can buy a house some time in the near future.