everyone complaining about fees, im guaranting its 95% your fault. i worked at wells fargo for 2 years, and people would come in complaining left and right, id look at their account, and 9 times out of 10 they forgot they wrote a check, or they forgot they had an automatic transfer, or they used a non-Wells atm or bla bla bla... I would laugh, cuz i would say, well did you do this, and they say "oh yea, i forgot about that..."
ive had my account before and after i worked at wells, and never had one issue....i use online/bill pay, everything, and never pay one fee........
The only time i will admit when something fucks you up if when your direct deposit is supposed to hit, and because of the company you work for, it doesnt, and you get fucked cuz you had bills being automatically paid...other than that, your fault.
I mean, you can find WELLS everywhere, how many Golden 1 credit unions are there? I will say First Republic here in the Sco is a good one, but they aint everywhere either. But they let you use any atm, and not charge a fee for it, which is tight.