Auto Loans?

[SMOKE1230]

Yeah good shit Smoke1230. But I can't save if this muthafucka keeps breakin' down on me and shit....

I need a newer reliable car at an affordable price. Something in the late 90's would work. I gotta holla at the bank first to see what's up with them.

No problem mayne, just tryin to stop people from makin the same dumb ass mistakes like I did. And I bet it would be cheaper to fix your car than the $$$ you'll throw away on interest for a new one. We want instant grdification, i get it but just think about that.

 

[All 4 the Bay]

if you dont have credit- good luck with getting any auto loan.

CREDIT is key to having all the finer things in life.

 

[SMOKE1230]

if you dont have credit- good luck with getting any auto loan.

CREDIT is key to having all the finer things in life.

damn thats a sad statement homie......please tell me your joking

 

[All 4 the Bay]

damn thats a sad statement homie......please tell me your joking

What's so sad about what I said?

Most of the expensive shit people own such as cars, houses, electronics, etc. Are purchased with credit cards and loans which require good credit. So what I said isn't as sad as you would think. Not everyone is born from a wealthy family that has everything handed to them on a silver platter bro. Paying cash is one thing, but what if you don't have that cash? It's easier said than done.

When I mean finer things in life. It could be anything from clothes, that bicycle you've always wanted, and/or laptop.

The list goes on.

 

[SMOKE1230]

Because if you think the way to finer things is credit, thats sad. That means you wanna live your life as a slave to the lenders and never have cash and always be broke, does that answer your question?

 

[Dana Dane]

That's the American way.

Not being a smart ass, but man, when you have a million liquid to buy a house, please let me know how you did it.

 

[SMOKE1230]

That's the American way.

Not being a smart ass, but man, when you have a million liquid to buy a house, please let me know how you did it.

again, sad, sad statement.......and if you wanna know how I did, read this book "The total Money Makeover", by Dave Ramsey.......

 

[All 4 the Bay]

Because if you think the way to finer things is credit, thats sad. That means you wanna live your life as a slave to the lenders and never have cash and always be broke, does that answer your question?

Actually it doesn't, but i'm not here to argue. Just stated an opinion and the obvious.

 

[SMOKE1230]

ok buddy

 

[Tony]

Stop trippin' y'all.... Smoke is just saying it's better to save than to borrow...

 

[JLMACN]

I agree with SMOKE..

I think Loans are avoidable....when it comes to certain things..
but sometimes they are not..

Overall...if you want a "new" ride....Throw down %40+ on upfront...
that way your depreciation of it doesnt put you in a hole..

cause as soon as you drive off the lot in a new car....BAM!!!! U been hit..and you dont even know it!

5000