WAMU/CHASE Conversion

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Apr 25, 2002
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#1
Ok is it just me or does anyone else think what this bank is doing is shady. Let me tell you a little story Here. As you well know if you live here in Cali, all Washington Mutual banks have now been "Branded" as "CHASE" banks and most people have been issued new ATM cards that say CHASE on them as well. Anyhow back to my story. So my wife and I go into our local WAMU/CHASE to deposit a check we have (fairly large). Mind you the check itself is from J.P. Morgan/Chase. So we are figuring, great its the banks own check their should be no hold on it..WRONG. The teller proceeds to tell us its a CHASE check but we have a WAMU account and there is a 20 day hold on the check. Then lets us know they are still WAMU until Late October and they cant verify CHASE funds immediately until then! Basically I just think this is stupid and deceiving in itself. If your not offically Chase yet and your new Chase Policies are not in place then why did you change your signs?? I know its for advertisement and all that good stuff but you don't see me put signs up for a new place if its not open yet. Customers would be disappointed. Just my two cents.
 

V

Sicc OG
Apr 25, 2002
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#3
  • V

    V

thats like puttin a BMW decal on your Geo Metro coz you are gonna buy one in a couple months...
 
Apr 7, 2006
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#5
Evrytime I go to the bank... I wonder how much money is getting wasted on changing all the WAMU signs to Chase??? smh
 

STS

Sicc OG
Sep 12, 2002
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#6
systems take a long time to fully convert. i would ask them to make the deposit with a hold but maybe calling in a few business days and seeing if the check cleared so they can release the hold. eventhough they dont have access to immedialtey clearing the checks they can still call the backshop and verify if a check cleared (if they are employees).
 
Sep 17, 2007
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#12
i deposited a Chase based check too cuz thats where my work goes thru, they held my check to for like 15days. and i'm with wamu/chase. Dudes need to get they shit together quicker.
 

HIM

Sicc OG
Sep 27, 2002
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#15
I have no idea what you're talking about and I have wamu and have had it since 2001...no problems with Chase/Wamu over here....
 
Apr 25, 2002
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#17
i wonder if thats why my rent check hasnt gone thru yet.... i dont like when that shit takes hella long to go thru

cuase i see my balance and sometimes i forget rent hasnt gone in, cause i alredy sent the check.... and i think damn im ballin

then i remember "oh no im not.....fuck"

at least my rent is only $380 lol
 
Jan 6, 2008
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#18
i wonder if thats why my rent check hasnt gone thru yet.... i dont like when that shit takes hella long to go thru

cuase i see my balance and sometimes i forget rent hasnt gone in, cause i alredy sent the check.... and i think damn im ballin

then i remember "oh no im not.....fuck"

at least my rent is only $380 lol
u live in a shack next to a prison or somethin? or are u not in cali lol
 
Apr 18, 2005
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#19
banks are the last place you wanna be holding your money right now....

your right, alot of shady business going down... the shadiness is aboutta hit an all time low.