I have a PayPal account.. whatever e-mail address you use to set up the account is what they enter to make payment- I believe they can pay with a Credit Card/Debit Card, an e-check (it takes a couple days for it to clear their account) or with funds that are in that persons Pay Pal account. They enter in your e-mail, the funds are posted to that account and you just transfer the funds out every now and then to your bank account.. it takes 3 business days to transfer from your Pay Pal account to your bank account.