The reality is that we live under debts that we have no control over, per se. If i want to own a house, i need to get a loan. I then pay the loan, with interest, that will end up costing me about 33-50% more than what I borrowed, if i am lucky. In fact, for the first *so many* years, you are only paying off INTEREST....your not even sniffing the actual money borrowed. Technically, you are just "renting" money from the bank.
Mortgage broking companies and banks have been fucking people over for YEARS. Do i even need to bring up Country Wide?