I put my hood up yesterday...LITERALLY!

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Sergeant Hustle

Sergeant Hustle

Sicc OG
#1
May 5, 2002
3,499
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www.karliehustle.com
#1
ACK!

I SO don't have Hollywood syndrome...but certain shit has just gone TOO far.

So last week I sort of...rammed the fucking shit out of an SUV...and for some reason after I rear-ended them, they shook the spot. Perhaps they were driving without the proper credentials. Whateva. So I call my insurance company and they're trying to deny my claim, saying that I don't have collision insurance.

Lesson 1: Insurance companies are NOT your friend.

So they explain to me the coverage I DO have, which includes the following (quoted from Mrs. Progressive herself):

a) Under-insured motorist coverage, so if they are under-insured and hit me, I am covered for the rest.

b) Un-insured motorist coverage, so if they have zilch in terms of insurance, I am covered.

c) Full glass, so if someone busts one of my windows out, I am straight.

d) Comprehensive insurance, which means...and get this...that if a "wind or hail storm comes" I am covered for any damage.

Plus I have all kinds of medical and other bullshit.

All of those things, but apparently I don't have collision insurance. What part of the Progressive game is that? Someone shoot me!

So I am continuing to drive this rickshaw until they take their 3 weeks to "investigate" whether I am covered in the event of a collision that is my fault. They have to dig up the INITIAL conversation I had with them when ordering my policy, listen to it with their fucking "we're-not-trying-to-cover-you" lawyers, and make a decision on coverage.

Today I am driving down the street...NOT freeway, for fear that my hood will fly up...and what happens? My hood flies up! HAHAHA!!! Holy shit! I couldn't see nay-thang! My vision turned entirely metallic teal! I literally felt like I was lost at sea! So I pull over...put the even more bent hood back down...and contemplate my next move. Meanwhile, I have my dog Cletus in the back seat cuz I'm tryin to take the crazy bitch to the kennel for a few days (I need a break, and if you know my pup, you know why I need a break). So I try to drive again...knowing I'm askin for it. This time, the hood flies OFF...it's now hangin by a tiny piece of metal. It's raining...I'm knee deep in mud, and the only tool I have with me is a screwdriver. So I'm trying to somehow "unscrew" the hood...when really I need me a fucking pair of metal cutters. I call AAA and those fucks were gonna charge me a shitload of money if I needed to be towed over 5 miles, so I'm considering crying. Just then, a friendly fella in a family van stops. He has tools. He unscrews my hood...with the proper hood-unscrewing tool (LOL) and I thank him graciously.

My hood is now all by her lonesome on the side of Deer Valley Creek Rd. I am driving around...with no hood.

Back to the Hollywood syndrome. Remember...it's that thing I don't have? Let's be honest. I'm supposed to be cute, vibey radio chick. It's hard to pull up to the club in a 95 Corolla with no hood and 3 hubcaps and maintain that image. So yes, I think I might have just turned Hollywood. I can't do this anymore.

I need a new car. I want a Scion. It will be mine. Oh yes. It will be mine.

P.S. For anyone to asks why I didn't lie to my insurance company...it's cuz I think lying is bad and it ALWAYS comes back to haunt you, no matter what the circumstance.

HMMMMMM....now where did I put those darn Gucci glasses...?
 
J

JazzFan

Sicc OG
#4
Jul 9, 2002
1,369
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#4
I plan on getting the Xb too. The box shape takes some getting used to but for the price and all the features you get, its hard to beat.
 
NASA

NASA

Sicc OG
#6
Feb 5, 2003
3,005
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#6
LOL......Insurance companies always try to screw you. I learned that the hard way. If your still driving the car around then I'm assuming your not having any problems with the motor and you can always find hoods, bumpers, fenders etc. for pretty cheap if you look around. Be happy you didn't get hurt.....and keep your eyes on the road!
 
T

Tall Andrew

Sicc OG
#8
May 18, 2004
273
0
0
#8
no shit insurance companies just fuck you over. 1) they overcharge 2) they WANT you to fuck up, even if something's not your fault, they can still raise your rates under the proper circumstances
 
killahoe666

killahoe666

Sicc OG
#9
May 3, 2002
5,064
859
113
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#9
and the fucked up thing if you don't have any and a pig pulls you over then them bitches are gonna tow ure car and now u gotta pay tha faggot ass impound fees! Lifes a bitch
 
Apathy

Apathy

Sicc OG
#10
Feb 5, 2005
119
0
0
#10
Progressive is a lower-end company which specializes in insuring undesirable drivers no other company would insure. I'm not surprised they would let you go with no collision since it's not essential. A reputable company would advise against it.
 
Hu$tle530

Hu$tle530

Sicc OG
#16
Jun 19, 2004
1,158
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#16
Sergeant Hustle said:
ACK!

P.S. For anyone to asks why I didn't lie to my insurance company...it's cuz I think lying is bad and it ALWAYS comes back to haunt you, no matter what the circumstance.
Click to expand...

it's not like the insurance company does not have millions and millions just laying around in their bank accounts


could have had that scion or even your car back to its closest oem spec. :dead:
 
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