credit report?
- Thread starter Incar
- Start date
^ha.. I WISH I had a 700.. I got 580 right now. Mainly cuz all three of my cards are maxed out and I got hella student loans.
You're safe with a 600 score. Thats what most banks and renters place the bar as far as who they'll give a loan to/let rent an apt. If you talk to any landlord, they'll require a 600 credit score. So ya, I gotta step my credit game up.
You're safe with a 600 score. Thats what most banks and renters place the bar as far as who they'll give a loan to/let rent an apt. If you talk to any landlord, they'll require a 600 credit score. So ya, I gotta step my credit game up.
i ordered up a credit report , not my score but just to see what was going on.
now here is where i was confused...i received my credit report in the mail from equifax only it was to a different first name "Samuel". it had same last name and when i looked at the activity it showed stuff that i only applied for (macys , my bank cc, etc...)
why would my name show up different? im positive no one has my identity. do they sometimes make mistakes?
i also got a diff letter from equifax sayin the information i submitted is different the one on file and send a copy of this and that to prove whatever. but they already sent me my credit report , so? i dunno man...
when i can get copys of what there asking for im just going to send it in and hope it gets updated.i believe they want a pic of license, ssn card and a bill in my name (which i dont got so im stuck.. a nigga only 19 shit) i hope that different name dont hurt me somewhere in the long run.
now here is where i was confused...i received my credit report in the mail from equifax only it was to a different first name "Samuel". it had same last name and when i looked at the activity it showed stuff that i only applied for (macys , my bank cc, etc...)
why would my name show up different? im positive no one has my identity. do they sometimes make mistakes?
i also got a diff letter from equifax sayin the information i submitted is different the one on file and send a copy of this and that to prove whatever. but they already sent me my credit report , so? i dunno man...
when i can get copys of what there asking for im just going to send it in and hope it gets updated.i believe they want a pic of license, ssn card and a bill in my name (which i dont got so im stuck.. a nigga only 19 shit) i hope that different name dont hurt me somewhere in the long run.
