Bank Errors

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PhantomOfFunk

PhantomOfFunk

Sicc OG
#1
May 27, 2008
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#1
This week I looked at my bank account. I have direct deposit for my paychecks. On Thursday I'd just gotten paid and quickly put my check into Scottrade to buy some stock.

Today (Sunday) I looked at my savings account again, and BofA credited my account AGAIN... Either my bank fucked up or Scottrade fucked up. Anyway, I'm not saying shit!!! :siccness::siccness::siccness:

In the past the bank has been the one fucking me, so this was pretty awesome... I get off probation this Thursday so I may use part of these proceeds to buy a fat sack of supersonic...

You guys got any stories about the bank screwing up in your favor, or fucking you over?
 
PhantomOfFunk

PhantomOfFunk

Sicc OG
#3
May 27, 2008
3,624
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#3
^^Yeah someone mentioned that story you posted to me when I was telling em today

And yeah I'm not touching the money for at least a week...

If it was scottrade that fucked up, I'm pretty sure I'm safe
 
Meta4iCAL

Meta4iCAL

Raider Nation
#4
Feb 21, 2005
19,635
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#4
I remember one time I thought it was a bank error because my direct deposit went into my account twice... then I realized it was just vacation time

but yeah... they'll eventually catch that shit probably...
 
S

STS

Sicc OG
#8
Sep 12, 2002
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#8
the bank will always find the error, weather its tomorrow or next week or next month or next month. even if you close your account they will make it negative and send you to collections.
 
R

Really Treal

Sicc OG
#11
Nov 4, 2005
2,357
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#11
i read a story about a women who deposited a check for 100$ and the fuckin bank teller entered her account number instead of 100$. The woman ended up with like 850 million dollars in her account lol
 
theYOCarea

theYOCarea

Sicc OG
#16
Jan 7, 2004
903
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#16
I wouldn’t even touch it....It happened to me once, I even called the bank. It was a deposit in San Diego when I was living in Germany, the bank couldn’t give me an answer I waited a month and than went ahead and spent it a couple weeks later I have a negative balance so if you got money stacked go ahead but if you count on your money weekly, monthly or whatever I would pretend it was never there.
 
PhantomOfFunk

PhantomOfFunk

Sicc OG
#18
May 27, 2008
3,624
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#18
Once in a blue moon, banks make a mistake and, due to some inexplicable shift in the universe, let the customer walk off a little bit richer. Such was the case for Thomas Grosch.

Back in the late 1950s, well before automation, Grosch opened an account at a well-known national bank, at a Sacramento branch. "This was only in case I needed lunch money when temporarily working in that city," he says.

When he returned to withdraw $20, the account had doubled in size. "I pointed this out to clerk at bank window. She checked and claimed all was in order," Grosch says.

"A few months went by and, I returned to bank. The small account had grown by 300 percent. The teller insisted all was in order; hence I spoke with the branch manager who also said my account was without error.

"When the account got to $3,000, the manager told me that if it happened again I should close the account and pay for our lunch.

"Again, I returned to the branch and there was almost $9,000 in my account. We had a grand lunch. The bank manager continued to insist there was no bank error and he had thoroughly researched the account. He believed I was entering cash into my account."

Grosch closed the account, pocketed the money and lived happily ever after, until he received a phone call a few years later. "It was the bank branch manager who was retiring," Grosch says. "He told me that an elderly fellow with the same name as mine had passed away a week previous. He had died at 99 years of age. The banker assumed that this was the person entering money to my account."

At the end of the conversation, the manager told Grosch not to worry about the money. He had conferred with the man's beneficiary who was pleased with what she inherited. The inadvertent mix-up even led to a meeting between Grosch and the deceased's beneficiary to discuss the strange coincidence.

http://www.bankrate.com/brm/news/sav/Nov06_bank_errora1.asp
 
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