a financial dilemma (need u guys'z help)

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Feb 21, 2003
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#1
heres the problem:

My Debt:
$670 credit card
$530 (orthodontist; i can pay whatever i want each month)
$200 Bloomingdales bill (thanks 2 my over-shopping for g/f)

My 92 Mustang Needs (LOL)
$379 (4-pt roll bar)
$500-700 (Cobra R's)
$500 (Labor cost to finish my suspension)
$200 (Simpson harness belts)

since Christmas is almost here and i usually do pretty well money wise (about 300-600, give or take), should i try and pay off all or most of my debts, or go big and buy some of the stuff for my 50? My goal is to have the car on the street by march or april, and after monthly fixed expenses (insurance, phone, gas, car payment to my parents), i have about 300-500 left over.

i really want the stang stuff, obviously, but im open to your ideas on what u guys would do....way i see it, theres no wrong answers, just suggestions....
 
Jun 2, 2004
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www.sweetleaf.co.uk
#3
id say pay off yo credit card bill first cuz you dont want have bad credit. then depending on how much money you got pay try to pay off at least part of whichever bill is more important and/or buy whatever you can afford for your stang but i think the credit card is probably the most important.
 

Nuttkase

not nolettuce
Jun 5, 2002
38,746
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at the welfare mall
#4
SkuNk415 said:
id say pay off yo credit card bill first cuz you dont want have bad credit. then depending on how much money you got pay try to pay off at least part of whichever bill is more important and/or buy whatever you can afford for your stang but i think the credit card is probably the most important.
I agree with Skunk...

I would atleast pay the credit card bill.

Nuttkace
 
Jun 23, 2003
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#5
Pay your debt down then trick out your ride.

You don't want a tricked out ride and huge debt over your head.

Patience is a virtue as they say.

There are signs all over my work (citcards) that say "To overspend is human, To save is devine." Think about it ........

Of course you can blow cash on your ride. But if you budget and pay your bills down you will probably feel better about your financial situation.

Keep in mind also that the longer you carry a credit card balance the more they are making off of you on interest. The soonder you get it out of the way the more you will have to yourself.
 

Nig

Member
Dec 11, 2005
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#12
damn i thought my plug was actin funny when he started wearin an earpiece and talkin into his collar, but i had no idea!
 
Jun 5, 2004
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#14
1. forget about your teeth, fix em when they start falling out
2. dump your expensive girlfriend
3. your mustang doesnt NEED anything lmao
4. pay the credit card debt, you will be sorry when you get older.