A car lease? Hell naw, we call that a car fleece. They get you every which way with a lease (ending up costing you more than buying with cash) and there is no truth in lending with the absence of interest rate disclosure.
It will cost more if you try to buy the car after the lease, you should generally never do that, but if you want a new car every 2 or 3 years then there's nothing wrong with leasing and the car payments will be lower compared to buying.
If you want to finance a car to own it after 4-5 years, sure go for it. Personally, I prefer the idea of driving a new car every couple years with low monthly payments and never having to deal with car repairs and maintenance (the only thing I have to do is get a free synthetic oil change once every 10,000 miles which is covered under the lease). I've bought cars plenty of times in the past, thats what I always did and I'm not a fan, for me buying has been nothing but an anti-investment, dumping money and time into the car. I'm cool with all that. My last three cars I've leased and its been so much better not having to worry about anything.
Its not for everyone, but neither is buying a new car. And im sure there are shitty lease deals out there just like there are shitty deals buying a car. I've heard people say you eill het charged all kinds of fees and penalties leasing, which I've never been charged a penalty. I hear people say you're responsible for the maintenance, etc., which again the only thing I've had to do is get a couple oil changes which are free and there really isn't much maintenance required for the first 2-3 years (which is the whole point), I've never paid a dollar for maintenance.
