I got sued 3 times by st francis hospital lol, it was like 1300 originally i ended up paying something like 2300-2500 with all the court fees they add on top of everything, and fees for the whole garnishment process. three different rounds of garnishment, they garnish you at the lowest % they can to milk it the longest. i dont want to go through anything even remotely close to that again not even for a tiny amount of money. once collections buys the debt you basically pay them or get sued