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Jul 7, 2009
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usually i'm pretty confident that i don't spend too much so i'll check a week or two before the due date, but i've noticed i've been pulling money out of my savings for the past few months. fuckin up
 
Jan 18, 2008
7,756
2,745
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Rip City
After your enrollment, we'll round up all your Bank of America® debit card purchases to the nearest dollar amount, and transfer the difference from your checking account to your savings account.

Every cup of coffee, tank of gas and bag of groceries you buy adds up to more savings for you. What could be easier?

We’ll even match your savingsFootnote 1

We'll match 100% of your Keep the Change savings for the first 3 months after you enroll. The maximum total match is $250.
 

Nuttkase

not nolettuce
Jun 5, 2002
38,740
159,545
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at the welfare mall
Well, I'm not cheap by any means. I buy what I want when I can afford it and it fits the budgets I make for myself but I rarely live beyond my means when it comes to purchases. It also helps to make a savings goal for the year and to also break it down into quarterly goals as well. I have a minimum I put into my savings a month after I pay bills, rent, groceries, etc and whatever is left over is my "free spending" money but that varies because sometimes I go into saving mode and put more into them and also in my line of work my paychecks vary in amount.
 

Nuttkase

not nolettuce
Jun 5, 2002
38,740
159,545
113
44
at the welfare mall
Im enrolled in the "keep the change" plan with BofA. Pretty cool way to save money.
I thought about doing that but then I did that math and using my Best Buy credit card I make more towards reward certificates to spend on stuff I'd spend money on anyways so I stuck with that which in turn keeps my from ever dipping into my savings.